Canadian Dental Care Plan

True Roots Dental accepts the Canadian Dental Care Plan, helping eligible patients and families access dental care with less financial stress.

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More About CDCP

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True Roots Dental accepts the Canadian Dental Care Plan, helping eligible patients and families access dental care with less financial stress. If you have CDCP coverage or are wondering whether you may qualify, our team can help you understand how the plan works and what to expect before your appointment.

The Canadian Dental Care Plan is designed to make dental care more affordable for eligible Canadian residents who do not have access to private dental insurance. Coverage depends on your eligibility, your approved CDCP benefits, the type of treatment needed, and whether any co-payments or additional costs apply.

Who Can Apply for the CDCP?

The CDCP is for Canadians without private dental insurance. You may qualify if you:

  • Do not have access to any private dental coverage
  • Are a Canadian resident for tax purposes
  • Filed your last year’s income tax return
  • Have an adjusted family net income below $90,000

The program started for seniors in late 2023. By May 2025, all uninsured adults were eligible, and coverage began on June 1, 2025.

If you are unsure whether you qualify, you can review the Government of Canada’s CDCP application information or check your application status directly through the official program website.

How Much Coverage Can You Get?

Your coverage depends on your household’s adjusted net income. The government covers a portion of the CDCP fee guide, and you pay the rest if fees exceed the guide.

Adjusted Family Net Income Government Coverage Your Portion Notes
Under $70,000 100% $0 plus any clinic fees above CDCP rates Full coverage unless clinic fees exceed CDCP fee guide rates.
$70,000–$79,999 60% 40% plus any fee differences Shared cost based on the CDCP fee schedule.
$80,000–$89,999 40% 60% plus any fee differences You pay a larger portion compared to lower income brackets.
$90,000+ Not eligible — Families above this income threshold do not qualify for CDCP coverage.

Services That May Be Covered Under CDCP

The Canadian Dental Care Plan may help cover a range of eligible oral health services. Depending on your coverage and treatment needs, this may include services such as:

  • Dental exams
  • Dental cleanings
  • X-rays
  • Fillings
  • Root canal treatment
  • Tooth extractions
  • Dentures
  • Periodontal services
  • Preventive dental care
  • Other eligible dental treatments

Some services may require preauthorization before treatment can begin. If preauthorization is needed, our team can help guide you through the next steps.

Services NOT Covered Under CDCP

CDCP does not cover some procedures:

  • Cosmetic treatments (whitening, veneers)
  • Orthodontic care for purely cosmetic reasons
  • Dental implants, unless medically necessary
  • Treatments started before your coverage begins

Our team reviews your treatment plan, so you know exactly what is covered and what isn’t.

How to Apply for the CDCP

Applying is straightforward:

  • Confirm your eligibility using the criteria above
  • Apply online through your My Service Canada Account, by phone, or by mail
  • Provide your Social Insurance Number, income proof, and confirm no private insurance
  • Once approved, you’ll receive a welcome letter with your start date and member ID

After approval, you can schedule your appointment with your dentist registered as a CDCP provider.

How to Renew Your CDCP Coverage

CDCP coverage needs to be renewed yearly to remain active. Renewal confirms your eligibility and updates your income information. To renew:

  • Log in to your My Service Canada Account
  • Verify your most recent tax return
  • Confirm you still do not have private dental insurance
  • Submit your renewal before your current coverage expires

Renewing on time ensures uninterrupted access to dental care under the program.

Why Choose CDCP with True Roots Dental?

At True Roots Dental, we simplify using the Canadian dental care plan near you. We:

  • Verify CDCP eligibility before your appointment
  • Handle all billing directly with Sun Life
  • Submit preauthorization requests for larger treatments
  • Provide clear estimates of your portion before any work begins

If you want a dentist near you who understands CDCP and guides you step by step, call True Roots Dental or book online today. Our team makes your dental care simple and stress-free.

FAQs About CDCP

Yes. True Roots Dental accepts the Canadian Dental Care Plan for eligible patients. Please let our team know that you have CDCP coverage when booking your appointment.

Not always. CDCP may cover all or part of eligible dental services based on your adjusted family net income, the CDCP fee schedule, and the type of treatment needed. Some patients may have co-payments or additional costs.

Please bring your CDCP member card or coverage information, including your benefit start date if available. This helps our team review your coverage before treatment.

Yes. Some dental services may require preauthorization before treatment can begin. If this applies to your care, our team can help explain the process.

Renew annually through your My Service Canada Account to maintain uninterrupted benefits.

Applications are completed through the Government of Canada. Once approved, members receive coverage details and a member card through Sun Life.